Comprehensive Financial Planning and Investment Management Built Around You
At Twin Peaks Wealth Advisors, we specialize in providing comprehensive wealth management solutions for individuals and families with $2 million or more in investable assets. Our forward-thinking team of financial advisors craft personalized financial plans and investment strategies tailored to your unique goals and circumstances.
What is Wealth Management?
Wealth management is more than just investment advice—it’s a holistic approach to managing your entire financial life. At Twin Peaks Wealth Advisors, we integrate financial planning and investment services to help high-net-worth individuals and families in the San Francisco Bay Area work towards their long-term goals that can help give them peace of mind.
Our wealth management framework includes two core components:
Together, these services form the foundation of a personalized strategy that adapts as your life and goals evolve.
Our Transparent Fee Structure
Our Wealth Management service is offered for an annual advisory fee, calculated based on the total value of the assets we manage on your behalf. For detailed information, please refer to our fee schedule below.
Note: We may waive or reduce our minimum asset requirements at our discretion, depending on your individual circumstances.
“What We Bring To The Table”
Accountability Partner
- Take action, overcome procrastination, maintain consistent motivation
- Set deadlines, track progress, celebrate wins
- Gain perspective, build confidence
Maximize Opportunities
- Stay current on the latest trends and investments
- Adapt to changes in California tax planning
- Unlock access to private investments and alternative strategies
More Time on Your Calendar
- Let us handle meetings and paperwork
- You can focus on your family or career
- Regular reviews of changes and adjustments
A Professional Process to Manage Your Finances
- Comprehensive assessment of your financial status
- Goal-setting that reflects your lifestyle
- Custom plan design accounting for investments, taxes, insurance, etc.
Avoid Common Mistakes
- Inadequate diversification
- Underutilization of tax-advantaged accounts
- Improper equity compensation handling
Client Technology Platform
- e*Money: financial planning software, encrypted file storage
- Black Diamond: On demand Performance reporting, Client timeline, meeting notes, investment & market updates
Aligning Spouse on Goals
- Align around goals that excite both partners
- Build a plan that supports what each person values
- Act as an objective third party to keep conversations productive
- Keep sight of the big picture while navigating important details
Behavioral Investment Counseling
- Stay disciplined through market cycles and uncertainty
- Reduce emotional decision-making that can derail long-term success
- Focus on what you can control: savings, allocation, and behavior
- Build confidence with context, perspective, and clear communication
The Wealth Management Process
Our structured approach ensures all aspects of your financial life are addressed:
- Discovery: Understanding your financial situation, goals, and values.
- Strategy Development: Crafting a customized plan encompassing investments, taxes, and estate considerations.
- Implementation: Executing the strategy with precision and care.
- Monitoring and Review: Regularly assessing progress and making necessary adjustments.
Our commitment is to provide ongoing support and guidance as your financial needs evolve.
Get Started with Twin Peaks Wealth Advisors
Schedule a consultation today today to learn how we can help you work towards your financial goals. We are ready to embark on this journey with you.
Frequently Asked Questions
What kind of investments do you help your clients diversify into?
Outside of stocks and bonds, we also help clients diversify into private real estate, private equity, structured notes, private credit fund, hedge funds, and venture capital. We also help our tech clients diversify their company stock into tax-efficient strategies such as exchange funds, direct indexing, and qualified opportunity zone funds.
Where can I find information on your investments?
Any proposal we generate will cover as much or as little investment granularity as is warranted and appropriate. We are a boutique private wealth advisor, utilizing a wide range of investment solutions in client portfolios. While many of the investments we’ll use in your accounts may be similar to other clients’ portfolios, your precise portfolio allocations will be customized. You will receive emails with information, websites, performance, and commentary on investments in consideration for your portfolio.
Can you tell me how your portfolios have performed historically?
Yes. We primarily utilize portfolio strategies from large institutional asset managers such as Blackrock, JP Morgan, Fidelity, where performance data is transparent and updated on a regular basis. Same goes for the majority of the Alternative Investments we utilize in client’s portfolios. The sponsors publish performance data on their funds at regular intervals. As we evaluate strategies appropriate for your objectives, we dive into returns, risks, expected volatility, and more.
How often do you make changes in my portfolio?
You can expect to see trades in your account on a quarterly basis as your portfolio is rebalanced. There are instances where trading may be more active such as during account transfer, new cash that needs to be invested, a change to your overall strategy, or due to tax-loss harvesting. If you see 0 trades in your account during a quarter, it means we determined no further action was required. You can rest assured that we are monitoring your account at all times.
Do I still have a say over what investments are made in my account under management?
Of course. You may inform us of any investment preferences and requirements, and you retain the ability to trade in your own accounts at any time. You are the ultimate decision maker, and we are here to partner with you to make educated and timely decisions.
What if I can’t meet the asset management minimum, can I engage and work towards it?
We are happy to engage with you in a financial planning capacity until your asset level warrants having Twin Peaks manage your accounts. Our hope is to always overdeliver and deepen our working relationship regardless of the engagement model that’s right for you.
Can I start small and scale up over several months to your $500K minimum for your investment management package?
We are happy to work with you in a financial planning capacity until there is $500K or more to manage, in which we can also engage in an investment management relationship.
What Will My Year Look Like?
At Twin Peaks Wealth Advisors, our approach to wealth management isn’t reactive; it’s proactive and intentional. Financial clarity comes from consistent, well-timed planning. That’s why we follow a customized, comprehensive annual calendar to ensure nothing falls through the cracks.
From tax planning and investment reviews to retirement planning and estate updates, we help you stay on track all year long.
Your Financial Journey with Twin Peaks
At Twin Peaks Wealth Advisors, wealth management isn’t a one-time event— it’s an evolving partnership that grows with you. Whether you’re focused on structuring your portfolio, planning for retirement, or ensuring your wealth creates a lasting impact, we provide guidance at every stage.
This visual framework outlines the four key phases of your financial journey:
