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Financial Planning Steps

1. Initial Meeting

  • Fact gathering
  • Identify objectives
  • Define scope of engagement and timeline
  • Fee estimate

2. Goal Setting + Software Setup

  • Outline short and long term goals 
  • Link accounts to eMoney software
  • Review spending and cash flow
  • Risk assessment
  • Collect fee

3. Final Presentation

  • Provide recommendations and implementation advice

4. Execution

  • Account(s) setup
  • Trade execution

Financial Planning Packages

Quick Start - $1,500

A detailed evaluation and recommendation of specific questions such as:

  • Help me develop and understand an appropriate investment portfolio
  • Help me get organized
  • Am I “on-track” for retirement
  • Is my 401(k) properly invested
  • Help me enroll in and understand my employee benefits
  • Did I pick the right insurance
  • Help me evaluate an employment offer
  • 1 year check up and implementation

Traditional - $3,300

  • Holistic financial plan
  • A look at all aspects of your financial life
  • 5-Year cash-flow report and savings assessment
  • Saving requirements for goals
  • Debt strategies
  • Rent vs. buy
  • Investment portfolio: analysis and detailed recommendations
  • Stock option planning
  • Insurance coverage review
  • Tax savings ideas
  • 6 month and 1 year check up and implementation

Advanced - $4,800

  • Everything from the Traditional Package
  • Alternative Investment education
  • Retirement distribution planning
  • Concentrated stock liquidation and strategy
  • Tax planning coordination with your accountant
  • Money manager/Broker three-way conference call (if requested).
  • Intervention assistance with securities custodian, bank, or insurance company to help with problem resolution (one, up to one-hour intervention per year)
  • Estate planning coordination with your attorney
  • Charitable giving planning
  • 6 month and 1 year check up and implementation

Topic Specific Help - $400/hour

Contact us if you’d like to discuss getting advice on a specific topic or if you feel that one of the packages described doesn’t apply to you.