Broker Check

Financial Planning for Apple Employees

Financial Planning Packages

<strong>iEssentials Solo</strong>

iEssentials Solo

  • Develop investment portfolio & set financial goals
  • 5 year cash flow and savings projection (click to see a video of an example)
  • Review retirement account contributions (IRA & Roth)
  • Evaluate Empower Retirement 401(k) plan
  • Elect employee benefits & evaluate supplemental coverage needs
  • Investment portfolio analysis, strategy, and recommendations
  • Build a go-forward investment plan for your future savings
  • Empower Retirement Mega Back Door Roth Contribution
  • Develop your concentrated stock liquidation strategy
  • E*trade stock diversification plan for ESPP and RSUs (click for example)
  • Shwab Personal Choice Retirement Account (PCRA)
  • Traditional versus ROTH contribution analysis
  • Retirement income forecasting and planning
  • Insurance planning (Life, Disability, Long-term care)
  • Assistance with major purchases (i.e. home buying help)
  • Education and college funding
  • Review custodial account contributions

$6,000

We deliver on this engagement in 90 days or less

Full Details
<strong>iEssentials Family</strong>

iEssentials Family

  • Develop investment portfolio & set financial goals
  • 5 year cash flow and savings projection (click to see a video of an example)
  • Review retirement account contributions (IRA & Roth)
  • Evaluate Empower Retirement 401(k) plan
  • Elect employee benefits & evaluate supplemental coverage needs
  • Investment portfolio analysis, strategy, and recommendations
  • Build a go-forward investment plan for your future savings
  • Empower Retirement Mega Back Door Roth Contribution
  • Develop your concentrated stock liquidation strategy
  • E*trade stock diversification plan for ESPP and RSUs (click for example)
  • Shwab Personal Choice Retirement Account (PCRA)
  • Traditional versus ROTH contribution analysis
  • Retirement income forecasting and planning
  • Insurance planning (Life, Disability, Long-term care)
  • Assistance with major purchases (i.e. home buying help)
  • Education and college funding
  • Review custodial account contributions

$8,000

We deliver on this engagement in 90 days or less

Full Details
<strong>iComplete</strong>

iComplete

  • Develop investment portfolio & set financial goals
  • 5 year cash flow and savings projection
  • Review retirement account contributions (IRA & Roth)
  • Evaluate Empower Retirement 401(k) plan
  • Elect employee benefits & evaluate supplemental coverage needs
  • Investment portfolio analysis, strategy, and recommendations
  • Build a go-forward investment plan for your future savings
  • Empower Retirement Mega Back Door Roth Contribution
  • Develop your concentrated stock liquidation strategy
  • E*Trade stock plan optimization (ESPP, RSU)
  • Schwab Personal Choice Retirement Account (PCRA)
  • Traditional versus ROTH contribution analysis
  • Retirement income forecasting and planning
  • Insurance planning (Life, Disability, Long-term care)
  • Assistance with major purchases (i.e. home buying help)
  • Education and college funding
  • Review custodial account contributions
  • Tax coordination meeting with your accountant
  • Alternative investment strategy (private equity, non-traded real estate)
  • Tax-qualified investment consideration (exchange funds, qualified opportunity zones, deferred annuities, etc.)
  • Concentrated stock strategies & liquidation (10b5-1 planning)
  • Estate planning review - updating documents and beneficiaries as needed
  • Budget analysis (spending by category, spending history, budget establishment)
  • Roth IRA Conversion analysis (click to see an example)
  • Annual gifting & charitable giving

$10,000

We deliver on this engagement in 90 days or less

Full Details

Twin Peaks Wealth Advisors is not affiliated with Apple or the Apple benefits department. Twin Peaks Wealth Advisors has personal financial planning relationships with multiple clients who are Apple employees.

About Our Fees

For clients that want a comprehensive financial plan, but are not looking for investment management services, we charge planning fees ranging from $3,000 to $10,000 based on your needs. We will also do one-time project work based upon an agreed-upon scope of work. We will make a good faith estimate of the number of hours needed to complete the project. Fees typically start at $3,000 for project-based engagements.

This fee does not include detailed investment portfolio recommendations that would typically qualify as services applicable as wealth management services.

The First 6 Months -iiComplete

Please note that the below meeting structure is just an example. Meeting topics and frequency will be adjusted based on your specific situation.


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