For individuals or families with $2,000,000 or more with our firm,
we are proud to offer our Wealth Management service.
We charge an annual investment advisory fee for ongoing wealth management services based on the total value of the assets that we are managing on behalf of our clients. Included in that fee, individuals or families under Wealth Management will also receive a comprehensive financial plan.
**We may, in our sole discretion, waive or reduce these minimum account requirements depending on the client’s individual circumstances.
If any of these considerations resonate with you, you may be an ideal fit for our Wealth Management service:
“What We Bring To The Table”
Accountability Partner
- improved motivation
- increased accountability
- enhanced perspective
- greater confidence
Maximize opportunities by staying in the know
- latest trends and products
- take advantage of new growth opportunities
- minimize risks
More time on your calendar
- we set meetings | discuss any changes
- remain on track
- you focus on your personal life
A professional process in place to manage your finances
- assessment of current
situation - set realistic goals
- design custom plan
Avoid common mistakes
- inadequate diversification
- not taking advantage of tax-advantaged accounts
- poor investment choices
Stop procrastinating
- set deadlines
- keep you accountable
- breakdown goals into manageable tasks
- take action
- make progress
Before working together, let’s check for value alignment to ensure our Wealth Management service is a good fit for you:
- You are successful and can afford to be taken care of and have knowledgeable, accountable professionals at your beck and call.
- You are at a point where you prefer not to engage with recordings, chatbots, webinars, robots, or call centers.
- You know you want to have highly intelligent and competent people to help with your finances.
- You value and enjoy building long-term relationships professionals you work with.
- You often pay for premium experiences so long as you feel you are getting value for your money.
- You place a high value on time, expertise, and convenience and often trade money to obtain these.
- You value high-quality service and experiences over budget solutions.
- You make sure you pay and treat people well enough so that when you have a question or need assistance, they are incentivized to pick up your call.
Frequently Asked Questions
What is your minimum investment?
Our wealth management services (investment management and ongoing financial planning and consulting) are tailored to clients with $2,000,000 or more of investable assets. For clients with less than $2,000,000 in assets under management, but have $500,000 or more in assets under management, we provide investment management services without the ongoing financial planning and consulting component. We may, in our sole discretion, waive or reduce these minimum account requirements depending on the client’s individual circumstances.
How much do you charge?
We primarily work off of an asset-based fee, anywhere from 0.5% to 1.5% of the assets being managed, depending on the size and scope. But we offer flat-fee engagements as well, and so tailor the pricing to each client’s situation. What is most important to us is that our fee is holistic – covering the wide array of services we offer – and it is transparent. You clearly see what you are paying, our total compensation. When using advisory services, you can be confident we do not receive hidden fees, third party compensation, or other forms of payment off our relationship with you. What you pay is terminable at any point with no penalty to you, and as you are the one compensating us – our focus is delivering value to you.
How do I open an account?
You don’t. We do. Before one becomes a client we need to go through a process with you – to know you, to make recommendations for you, to generate a proposal for you, etc. Start with a conversation with an advisor. We’ll take it from there. And if and when it gets to the point of opening accounts, our fantastic operations team does all the heavy lifting.
How can I view my account online?
You will have convenient online access found on our website.
I don’t know a lot about investing. Will you be able to explain unfamiliar topics to me in a way that’s easily understood?
Investing and financial planning can be confusing and intimidating topics for many clients. Ongoing education and guidance are a big part of what the relationship with our team will provide when we work together. Whether you want a deeper understanding of concepts or a basic explanation of what we can provide, we are always willing and available to offer clear and easy-to-understand guidance.
Where can I find information on your investments?
Out of the process described above, any proposal we generate will cover as much or as little investment granularity as is warranted and appropriate. But we are a boutique private wealth advisor, not a mutual fund company. Our investment management is customized.
What is your investment philosophy?
Our firm’s philosophy prioritizes growing wealth while managing risk. We seek to provide our client’s returns that align with their specific risk tolerance and personal goals while managing downside risks. Risk and rewards have a strong correlation with each other, so we seek to optimize returns without taking outsized risks to work towards those returns.
How often do you make changes in my portfolio?
You can expect to see trades in your account on a quarterly basis as your portfolio is rebalanced. There are instances where trading may be more active such as during account transfer, new cash that needs to be invested, or a change to your overall strategy. If you see 0 trades in your account during a quarter, it means we determined no further action was required. You can rest assured that we are monitoring your account at all times.
Are you available to answer my questions when I have them? Will I be billed for each time I call you?
We are always available to answer your questions and we won’t send you an invoice either! Both our wealth management and financial planning engagements include full access to the entire Wealth Advisors team. We are available to answer your questions by phone, email or Zoom and are committed to providing accurate and timely answers to your questions.
Wealth Management – Example Annual Calendar
